Defending Against Charges of Fraud

 Posted on March 23, 2018 in Uncategorized

Regardless of how large or small the amount in dispute may be, an accusation or charge of fraud is a serious matter which can lead to severe criminal consequences. Depending on the circumstances, one can lose their job, pay a large fine or even spend time in prison.

Credit Card Fraud

If you are charged with credit card fraud, the possible penalties vary according to the state in which you are charged, the amount of the alleged theft, and your criminal history, among other factors. Minor offenses may result in a fine or jail time, but a case of credit card fraud pursued as a felony can land a person in prison.

There are definite steps a merchant or seller can take to defend against credit card fraud charges. Providing your fraud defense lawyer with any or all of the following will go a long way in helping your case:

• Submit records of AVS and CVV matches.
• Using a publicly accessible source, show proof that the billing address matches the customer’s name, and do the same for the shipping address and the name of the recipient.
• Retain records of emails, text messages, and other electronic communications with the customer.
• Obtain any records of signatures by the customer showing proof of receipt.

Typically, in a case involving a charge of fraud, it must be shown that the defendant knowingly committed the fraudulent act. One can defend themselves in such a case if, for example, they can prove that the act was not committed with fraudulent purposes in mind.

Federal Involvement

If a charge of fraud involves a bank or use of the mail, for example, this may result in the involvement of federal law enforcement officials, because these are institutions insured or operated by the United States government. Furthermore, those attempting to defraud insurance companies with bogus claims may end up facing a sentence of time in a federal penitentiary.

Retain a Knowledgeable Illinois Fraud Defense Lawyer to Protect Your Rights

Fighting a charge of fraud without the help of an experienced attorney can often end with costly and unpleasant results. Take steps to protect your rights with help from a resourceful criminal defense attorney who understands the seriousness of each case. The Law Offices of Jack L. Zaremba, P.C. will conduct a meticulous review of your case and present options for a strong and aggressive defense strategy. Contact our Joliet fraud defense attorney today at 815-740-4025 to schedule a free initial consultation with an experienced legal professional.