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What You Should Look for in a Residential Real Estate Contract

real estate contract attorney

Found your dream home? Before making an offer, think about what you want out of the home and the final sale of purchase. Once your offer is accepted, it becomes a legally binding contract. Any solid real estate contract should include conditions and terms that work well for you as the home buyer, including:

1. Cover the basics. Ensure that the offer includes the deposit amount, the price of purchase, the street address of the home or property you are purchasing, etc.

2. Make sure there is a home inspection contingency in the contract. If an inspection shows that the home is in poor condition or that you will need to make any costly repairs, an inspection contingency will permit you to terminate the agreement between you and the seller. If you would like to have a termite inspection and chemical tests be conducted, ensure that such stipulations are included in the offer.

3. Check to see who will pay for the closing costs. Whether the buyer or the seller pays for fees such as title search and notary fees depends on where you live and the agreement between you and the seller.

4. There should be a specification on whether the buyer or the seller will take the appliances in the home. Whether you wish for items like the refrigerator or the washing machine to be included in the purchase of the house, make sure it is stated as such in the home offer.

5. In your offer, financing options should be in your favor. If you are purchasing the home by taking out a mortgage, the contract should specify that your offer is dependent upon having financing at a specific interest rate.

6. Every offer should state the date of settlement and the possession of the home. Settlement usually takes about 45-60 days, and possession of the home typically takes place promptly after settlement.

7. Most contracts include whether the title company or a lawyer will conduct settlement services.

Contact a Will County Real Estate Attorney

A real estate attorney can significantly aid you during the home purchasing process. Whether you are purchasing your first home or a large property, an experienced real estate lawyer can ensure that your interests and goals regarding the purchase of the real estate are reflected in all offers and contracts. At the Law Office of Jack L. Zaremba, Attorney Ann Zaremba is dedicated to helping individuals and families purchase and sell all types of property. Her strong background in residential and commercial real estate law is instrumental in many successful property sales and purchases. Contact a Joliet real estate lawyer today.

Chicago Releases Gun Trace Report

chicago guns

The city of Chicago has been making headlines across the country due to recent spikes in violent crime. Gun violence remains a major problem throughout the region and law enforcement officials continue to look for ways to combat the issue. As part of that effort, city officials recently conducted extensive research regarding thousands of firearms used in the commission of crimes and recovered by the Chicago Police Department. The findings were released early this week as part of the city’s second “Gun Trace Report.”

Four Years of Recovered Guns

This year’s Gun Trace Report looked at guns seized by the CPD between 2013 and 2016 and compiled as much information about the weapons as officials could find. The data included the types of guns, where they were purchased, who originally purchased them, any subsequent legal purchases, and more. The report also offered suggestions on how to reduce gun violence in the Chicago area.

Approximately 27,500 guns were recovered by police during the four years covered by the report, and more than half of them were purchased legally—at least initially. According to the city’s findings , about 15,000 weapons were traced to more than 5,000 federally licensed firearms dealers in Illinois and a number of other states.

Out of State Acquisitions

While two specific gun dealers in Illinois —including one in Riverdale and one in Lyons—were the original source of nearly 11 percent of the guns studies, about 60 percent were initially purchased out of state, with 21 percent coming from Indiana. Officials have indicated that the relatively lax gun laws in Indiana make it fairly easy for a Chicago resident to drive across the border and obtain a firearm. The process in Illinois, by comparison, is among the toughest in the nation.

Chicago Mayor Rahm Emanuel has gone on the record in support of federal laws that make it impossible for “gang member and criminals” to obtain assault weapons and other dangerous firearms. The report expressed similar sentiments, pointing out that the city faces the “challenge to address legal guns with a loosely-regulated national gun market.”

Secondary Markets

As one might expect, the report found that original purchaser of a gun is not always the same person who uses it to commit a crime. In fact, the person who was found in possession of a gun used in a crime was not the original buyer in 95 percent of Chicago PD cases. Officials say that there are several factors that contribute to this high number, including undocumented secondary market sales and straw purchases.

A straw purchase is one where a person who can legally buy a gun does so on behalf of another who cannot buy one or who does not want his or her name associated with the transaction. The buyer will often claim that the gun has been lost or stolen if it turns up later. The Gun Trace Report recommended the passage of new legislation to help reduce straw purchases and gun theft.

Call Us for Help

If you are the subject of an investigation related to illegal firearms or a gun used in the commission of a crime, you need legal guidance. Contact an experienced Joliet criminal defense attorney to get the help you need. Call 815-740-4025 for a free consultation.

Bump Stock Ban Fails in Illinois House of Representatives

ar15 bump stock

In the wake of one of the country’s deadliest acts of gun violence , Illinois legislators attempted to pass a bill that would prohibit the use of “bump stocks” and other means for modifying the trigger action of semi-automatic weapons. Officials from both parties objected to all or parts of the bill, which gained only 48 of the necessary 71 votes in favor of passage.

Las Vegas Response

The availability and use of semi-automatic weapons are topics frequently debated by citizens, law enforcement, and elected officials across the country. House Bill 4117 was written after it was learned that the man believed responsible for the recent Las Vegas shooting used a “bump stock” modification to increase the rate of fire on several semi-automatic weapons. It should be noted that law enforcement confirmed that all those weapons were obtained through legal means.

A “bump stock” is an aftermarket modification that allows a shooter to enhance the rate of fire by using a gun’s natural recoil effect for continuous trigger contact. Proponents of the bill argued that this feature serves no legitimate purpose other than to make a gun which is being used for nefarious purposes even deadlier. Proponents also pointed to reports that the Las Vegas gunman had reportedly considered a large outdoor concert event in Chicago as a possible target as means for garnering support.

Supporters of gun rights from both parties felt the pending legislation went too far in banning other trigger modifications favored by sport shooters, and it would result in a number of previously legal weapons suddenly falling outside the law. There was also some disagreement among state representatives on whether or not the bill included language exempting law enforcement officers from the ban. Both sides agreed that some measures were necessary, and promised to revisit the issue in the future, perhaps with more narrowly-crafted language that could result in bipartisan support.

Work with an Experienced Will County Guns and Weapons Crimes Lawyer

In Illinois, the gun possession and ownership laws and the charges for breaking those laws are all very serious matters. It is never a good idea to go to court without strong legal representation. You can work with an experienced Joliet guns and weapons defense attorney who has the resources to help you retain and protect your right to own a firearm. The Law Offices of Jack L. Zaremba, P.C. provides clients with a thorough examination of every case, and builds a defense based in the law and appropriate to the unique circumstances of the charges. Contact our office today at 815-740-4025 to schedule an initial consultation.

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